Continuing my video series, I’d like to tell you about 5 things I think every client and real estate partner deserves: confidence, transparency, getting their offer accepted, exceptional rates, and…
The modern day mortgage code is a bit confusing without a mortgage expert on your side. But, in case you want to know how it all works, the Federal Housing…
One of the biggest unexpected expenses when it comes to getting a new mortgage is often the PMI insurance. PMI insurance, or Private Mortgage Insurance, is necessary to getting a…
While I mostly like to discuss mortgages and rates on this blog, I also like to stay tuned to the real estate market in general. Keeping track of the local…
Tax reform is always a topic of conversation on a national and state level. Exactly how potential new tax reforms could affect real estate is something hat every seller and…
Recently, the Federal Housing Finance Agency and the Federal Housing Administration have made a few policy changes to help revitalize the real estate market; namely, they are calling for lenders to…
It’s no secret that mortgage closings can be stressful if everything isn’t running smoothly. Without a mortgage professional at your side, reviewing a big stack of papers and signing them…
There’s good news from the Wall Street Journal (“Mortgage Credit Most Available in at Least Three Years, Gauge Says,” April 9, 2014) about the ongoing affordability of mortgages. According to…
During the recent housing bubble, borrowers were often taking out mortgages with far less than a 20% down-payment. Down-payments have been as low as 6%, or even less. The National Association…
Sometimes, people ask me the difference between a mortgage broker and a mortgage banker. Do you know the difference? It’s a subtle distinction that not many laymen understand until faced…