With the first quarter of 2014 coming to a close, I wanted to take a minute and discuss a shift we have been seeing within the industry. As we phase…
It’s no secret that mortgage closings can be stressful if everything isn’t running smoothly. Without a mortgage professional at your side, reviewing a big stack of papers and signing them…
Buying a first property is exciting and sometimes mystifying. We all dream of our “perfect home” from the time we’re children. It’ll be on the beach, or in the hills,…
There’s good news from the Wall Street Journal (“Mortgage Credit Most Available in at Least Three Years, Gauge Says,” April 9, 2014) about the ongoing affordability of mortgages. According to…
During the recent housing bubble, borrowers were often taking out mortgages with far less than a 20% down-payment. Down-payments have been as low as 6%, or even less. The National Association…